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肯雅兰之声是由一群关心砂拉越的未来发展的砂拉越人发起,目的是尽量为砂拉越人民提供即时的有关砂拉越的发展消息,一起从古至今了解砂拉越事实情况并探讨砂拉越未来的路何去何从。 砂拉越和沙巴人民最关心的是建立马来西亚的国际公约,就是马来西亚公约1963 (MA63)。这公约说明了马来西亚是由三邦成立,三邦就是砂拉越,沙巴和马来亚。没有砂拉越和沙巴就没有马来西亚。没有“马来西亚公约1963”也就没有马来西亚。

所以“马来西亚公约1963”是不可被修改不可以被取消。没有得到砂拉越政府和人民同意之下不可以以其他方法修改马来西亚的宪法和通过新法令来限制“马来西亚公约1963”权利,危害砂拉越和沙巴的主权和利益。现今情况明显抵触了“马来西亚公约1963”,也动摇了马来西亚建国基础。

This website is established by a group of concern Sarawakian with the aim to provide latest news of Sarawak. Learning from the past and charting new path for the future. Sabah and Sarawak people main concern is the restoration of Malaysia Agreement 1963 (MA63) which had been properly registered at United Nation (UN), and MA63 is the foundation of formation of Malaysia. During formation of Malaysia, Sabah, Sarawak and Malaya are equal partners therefore any ACTS, laws, regulation and policies passed in parliament (with the intention to restrict or nullify full function of Malaysia Agreement 1963)  are illegal and therefore are against the very foundation of formation of Malaysia at the disadvantage of Sarawak and Sabah with the intention to remove equal partners status of Sarawak and Sabah making Sabah and Sarawak one of the states in Malaysia.

Jamie18Nov21Tiew Yen Houng, the central treasurer of the Parti Bumi Kenyalang (PBK), said that the federal government should first instruct the central bank to solve the problem of housing loan difficulties before talking about "affordable housing" (RMM) below RM300,000. Otherwise, no matter how good the policy is, it will only be just empty promises and can't actually help the B40 and M40 groups.

“From the previous programs such as Prima and SPNB till the recent Affordable Housing Scheme (RMM), the government’s policies to help the people who cannot afford to buy their own house seem to be eloquent. However, the low-income groups are faced with the main difficulty is that it is difficult to obtain bank loans. Even if the application is approved, the loan T&C is strict.”

According to her understanding, general banks do not like to lend to low-income earners. This trend has existed since a long time ago, and today it has evolved into a disguised "discrimination" culture in the financial industry. As a result, many young people often have no financial sources to apply loan when buying a house or starting a business.

Along the way, the affordable housing launched by the government has not benefited the majority of B40 and M40 groups. Only those civil servants who can apply for government loans are eligible to buy. As for low-income people in the private sectors, almost all of their applications are rejected by banks.

"The government keeps saying that it wants to help low-income people to buy houses, so as to achieve the goal of home ownership. However, the Bank Negara has not eased the loan terms and conditions. This is ironic. Maybe the so-called help targets are only for civil servants so as to achieve their political agenda.”

Putrajaya senior officials are eager to launch the affordable housing policy, which proves that the proportion of those who don’t own a house in the country is still very high. Do they really know nothing about the fact that low-income groups cannot obtain bank loans? Or avoid certain political factors and choose to turn a blind eye on the issue?

"Many families who can’t afford a house have complained to us that the government has given them hope again and again, but it has ripped apart their dreams again and again because they can't get a loan from the bank. This situation has already affected young people and has caused a negative impact and affected their confidence to fight for a better life."

Tiew said that many questions have arisen in the minds of the people, why are young people in other fields unable to obtain loans except for civil servants, are they not qualified to own a house? Or is the government's plan only focusing on young civil servants, and everyone else is excluded?

She urged the federal government to show enough sincerity to solve the problem of commercial banks not lending, instead of continuously launching so-called assistance programs, such as RM10,000 assistance for first-time buyers and affordable housing, to create one dream after another. Because it doesn't make any sense to young people who want to buy a house.

In addition, Tiew said that since the Parliament has passed the amendment to the constitution to restore the equal status of the three states of Sarawak, the power structure of the original three states must be fully constitutionalized and redistributed and implemented, including the decision-making power of the bank.

At this stage, even the simplest car loan has to be decided by the bank headquarters in Malaysia, not to mention the mortgage and other loans. If Sarawak is on an equal footing, the top bankers in Sarawak should be powerful enough to make their own decisions on loan matters.

She stressed that the federal government must respect the constitutional spirit of MA63 and quickly hand over all the powers that belonged to Sarawak, including the appointment of department heads.

“Sarawakians want more than superficial constitutional powers, we want to get back the powers that we originally belonged to, so that Sarawakians have absolute autonomy to formulate all policies that are in the interests of Sarawakians, and will not be affected by Malaya’s dominion."

Tiew also reminded the federal government to correct its attitude when formulating any national policies and funding, and abide by the constitutional spirit of equal status among the three states, instead of continuing to regard Sarawak as a "colony" affiliated with Malaya!

翻译 Translator

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